Rethinking the LOS: Why Lenders Should Stop Building Around It and Start Building Beyond It
For decades, the Loan Origination System (LOS) has been treated as the beating heart of mortgage operations. Lenders spend millions customizing it, integrating it, upgrading it—treating it as the platform on which everything else must revolve.
The 10-Day Mortgage: Why It’s Time to Challenge Everything You Think You Know About Fulfillment
The average time to close a mortgage in the U.S. is still hovering around 30 to 45 days. In 2025. With APIs, AI, and automated underwriting in play. Ask any operations leader why, and you’ll hear the same responses: regulations, documentation delays, third-party dependencies, and borrower response times. But what if we told you the real […]
Why Mortgage Back-Office Teams Deserve Beautiful UX and Smart Heuristics
In the mortgage industry, borrower experience often takes center stage—sleek apps, digital closings, and fast pre-approvals. But what about the people behind the scenes? The processors, underwriters, and post-close teams who keep everything moving? Too often, they’re left working in outdated, unintuitive systems that make their jobs harder, not easier. It’s time to bring the […]
Rethinking Mortgage Fulfillment: Leveraging Global Workforce Solutions
In the ever-changing landscape of the housing market, U.S. mortgage lenders are under constant pressure to cut costs, ensure compliance, and speed up loan processing times. Traditional staffing and fulfillment models are proving inadequate. At 3N Performance, we empower lenders to rethink their strategies with global workforce solutions, offering agility, flexibility, and scalability. Strategic Cost […]